D€bt & Cupcake$


How To Recover From Overspending This Christmas!

Ho, Ho, Holy shit!  Has Christmas shopping totally destroyed your budget?  For years and years, my wife and I would set a “limit” on our Christmas spending.

I put “limit” in quotes because neither one of us paid any attention to it.  I’d become obsessed with buying every possible item I thought she’d like. Continue reading

New to Investing? These 5 Steps Will Help You Succeed!

investing for beginners 5 tips for investment success

Don’t forget to PIN this!

I’m super excited to have a guest post from Riley Adams of Young and the Invested.  Riley is a a senior financial analyst for a fortune 500 company.  Besides having an impressive resume, he’s also a kick ass dude.  I’ve had the great pleasure to chat with him quite a few times since I began this blog.

Get a beer, settle in, and prepare to have an abundance of financial wisdom dropped upon you!! Continue reading

An Asshole’s Guide to Massive Corporate Success

Asshole's guide to massive corporate success

(Caution:  The post below may be offensive to established corporate “players”.  If you feel burned, apply ice and take a cold shower)

Corporate America is a dirty, dirty world.  

Millions of Americans are entrenched in the mind numbing world of corporate America.  Missing their families, crying in the bathroom stall, and being forced to listen to Margaret talk about her new cat.

Continue reading

December Net-Worth Update

CPR dummy

December Net-Worth Update

November started off rough, the market continues to move down with the “correction.”  Even though it made me a bit uncomfortable, we continue to stuff our 401k and Vanguard brokerage account.

Continue reading

How To Become A Debt Slaying Super Robot


debt free super robot

So, you’re in debt… You want to get outta debt, but you don’t know where to start…

I hear you… I was once there a few years ago, and I felt hopeless.

What I came to learn was that getting out of debt isn’t really that hard.  Making the long lasting lifestyle changes is the real challenge.

If you’re serious about kicking debt to the curb, then you need to turn into a… (dramatic music)

Debt Slaying Super Robot from the Future Continue reading

The 5 BEST Personal Finance Books This Christmas

The 5 Best Personal Finance Books to Gift this Christmas

(Affiliate links included in this post)

The holiday season is upon us.  Food, friends, family and GIFTS!  Spending an exuberant amount on holiday gifts was the norm in my house as a child.

That habit followed me into adulthood.  I’d wildly overspend on gifts and end up with a financial hangover that’d last for months into the New Year. Continue reading

Is Buying Land The Right Thing To Do?

Can you get rich buying raw land

Owning land has always been a dream of mine and, over the past few years, my wife has jumped on board as well.

In 2016, we purchased a 52 acre property with an updated home.  Total cost, $325,000.  Honestly, that’s super cheap when you look at what $325,000 can buy you elsewhere.  In some places, it’s not much! Continue reading

Can You Really Afford To Get A Dog


We don’t have any human kids, and we treat our dogs like our babies.  If you find that weird or annoying, that’s cool.  I’d probably think your human kids were annoying… So… Continue reading

Overlooked Money Leaks That Can Steal Your Cash


Stop Losing Money Every Month

Don’t forget to PIN this!

Money leaks are silent, ninja like assassins of your pay check.  Slowly sucking you dry, leaving you in a state of financial bewilderment.  Where did our money go?  We haven’t bought anything! Continue reading

The Stupid Simple Reasons People Don’t Invest in the Stock Market

Rule number one don't lose money rule number 2 don't forget rule number one - warren buffett


“Rule number one: Don’t lose money. Rule number two: Don’t forget rule number one.”

-Warren Buffett-

The great Warren Buffett has made billions by investing in the stock market, and one of his most famous quotes is relating to the fear of losing money.

Let’s sit and think about that for a second… One of the richest people in the world appears to have a fear of losing money…

How does this translate to the average, financially illiterate Joe?  “Jesus, If that dude is worried about losing money, I better just stay out of that roller coaster of a market.” Continue reading

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