If you find yourself deeply in debt, struggling to make payments, or tired of enduring the tedious nature of the debt repayment process, an early 401k withdrawal appears to be an incredibly appealing option. You may think that dipping into your 401k early is the solution to your problems and you’ll rationalize how this move […]
Sinking fund? What the heck is a sinking fund? It sounds sorta scary, right? Well, a sinking fund is a long-term saving strategy to prepare you for an upcoming purchase or expense. If a sinking fund is a new concept to you, fear not… it’s not an overly common concept to many.
Are you just getting started on your debt free journey? Do you feel overwhelmed with tracking all of your bills, balances, and interest rates? A debt tracker spreadsheet is an incredibly powerful tool that you absolutely must utilize whether you’re beginning or in the midst of your debt free journey.
Follow my blog with Bloglovin 80% of Americans are struggling to find a way to stop living paycheck to paycheck. Are you one of them? Struggling to make ends meet, worrying about upcoming expenses, and living a life of financial fear?
Travel hacking is something that’s always sparked my interest, but I’ve never felt confident enough to try and pull it off. After paying off all of our consumer debt, we canceled our credit cards and vowed to never use them again. Then I started reading about travel hacking. I began to wonder… is this really […]
There aren’t many times that I look back and realize I missed an opportunity to save money or make some extra money, but today was one of those days. In February of 2018, PayPal offered a gamed called “PayPal Moola Mania”, and sadly… many people (myself included) never heard about it! Which is driving me […]
Everyone wants to trim their budget and save more money, but how exactly do you do it? Saving money can be extremely difficult, but if you can slow your spending you’ll find your savings rate will drastically increase!
The personal finance world is an amazing place to learn how to save money and work toward financial independence, but income isn’t discussed enough. At the end of the day, you can save all you want, but your income matters… It matters a whole hell of a lot.