Do you have a dream? Are you currently pursuing a passion that keeps you up at night? Or, are you mindlessly meandering through life, waiting for that annual trip to Ocean City in July?
Whether you’re chasing debt freedom, financial freedom, or just looking to start your first budget… you’re going to need long lasting motivation and discipline to stay the course. Money quotes have always been a great source of motivation for me as we navigated our debt free journey, and now I still find myself reading quotes […]
Back in 2018 I attempted to cancel our cable, but I fell victim to a stellar… ok, an average salesman. Anyway, I was convinced that over a 50% reduction in price was simply too sweet to pass up. We were then locked into a new rate for a year, and that year has finally come […]
Recently we decided to part ways with our cable company. After years of loyalty, we cut the cord. Our decision to break free from cable wasn’t 100% about saving money. It was the fact that most of the shows we watch are actually online… for free. A quick google search for online streaming services led […]
The personal finance community rarely discusses the disadvantages of budgeting. Most likely, a conversation around budgeting will only include an emphatic rundown of the benefits. A budgeting conversation will be filled with phrases like “it can change your life” or ” you’re not taking your finances seriously if you’re not budgeting.” What will be left […]
Recently, I was sitting around a fire drinking a beer with my best friend and the topic of early retirement fueled by a frugal lifestyle came up. He doesn’t know this blog exists, and he doesn’t know that my wife and I are on this bad-ass journey. I was testing the waters and began to talk […]
If you’re new to the world of personal finance, you may not know the benefits of budgeting. Budgeting is one of the most important financial tools available to you. The benefits of budgeting are vast. Although, if you bring up budgeting to most people, they will roll their eyes and sign in disgust. Unfortunately, budgeting […]
When I sit back, close my eyes, and reminisce about college, I rarely think about saving money. Heck, back then I wish I had known some of these student money saving tips. Most college students are busting their butts in the classroom, working part-time (or full-time), and struggling to save any money.
Sinking fund? What the heck is a sinking fund? It sounds sorta scary, right? Well, a sinking fund is a long-term saving strategy to prepare you for an upcoming purchase or expense. If a sinking fund is a new concept to you, fear not… it’s not an overly common concept to many.
Follow my blog with Bloglovin 80% of Americans are struggling to find a way to stop living paycheck to paycheck. Are you one of them? Struggling to make ends meet, worrying about upcoming expenses, and living a life of financial fear?