If you’re trying to become debt free, or to remain debt free, you’ll need to adapt to a debt free lifestyle long before you pay off your final balance.
Frugal living, or leaving below your means is one of… if not the most important aspect of completing and maintaining your debt free journey.
How can you ever expect to become free of debt if you continue to spend money you don’t have? You simple cannot make progress by living beyond your means.
These posts will help you understand that living a debt free lifestyle doesn’t mean a life of deprivation. Frugal living, or debt free living can be fun!
Not only will we discuss ways to have fun, we will also talk about how much money you can save while living this fabulous lifestyle.
We will discuss topics ranging from lowering monthly bills, frugal home improvement ideas, frugal party ideas, frugal gift ideas, and many other topics.
You’ll learn everything you need to know here, and you’ll be able to save thousands of dollars every month!
Recently we decided to part ways with our cable company. After years of loyalty, we cut the cord. Our decision to break free from cable wasn’t 100% about saving money. It was the fact that most of the shows we watch are actually online… for free. A quick google search for online streaming services led […]
The personal finance community rarely discusses the disadvantages of budgeting. Most likely, a conversation around budgeting will only include an emphatic rundown of the benefits. A budgeting conversation will be filled with phrases like “it can change your life” or ” you’re not taking your finances seriously if you’re not budgeting.” What will be left […]
Recently, I was sitting around a fire drinking a beer with my best friend and the topic of early retirement fueled by a frugal lifestyle came up. He doesn’t know this blog exists, and he doesn’t know that my wife and I are on this bad-ass journey. I was testing the waters and began to talk […]
If you’re new to the world of personal finance, you may not know the benefits of budgeting. Budgeting is one of the most important financial tools available to you. The benefits of budgeting are vast. Although, if you bring up budgeting to most people, they will roll their eyes and sign in disgust. Unfortunately, budgeting […]
When I sit back, close my eyes, and reminisce about college, I rarely think about saving money. Heck, back then I wish I had known some of these student money saving tips. Most college students are busting their butts in the classroom, working part-time (or full-time), and struggling to save any money.
Sinking fund? What the heck is a sinking fund? It sounds sorta scary, right? Well, a sinking fund is a long-term saving strategy to prepare you for an upcoming purchase or expense. If a sinking fund is a new concept to you, fear not… it’s not an overly common concept to many.
Follow my blog with Bloglovin 80% of Americans are struggling to find a way to stop living paycheck to paycheck. Are you one of them? Struggling to make ends meet, worrying about upcoming expenses, and living a life of financial fear?
There aren’t many times that I look back and realize I missed an opportunity to save money or make some extra money, but today was one of those days. In February of 2018, PayPal offered a gamed called “PayPal Moola Mania”, and sadly… many people (myself included) never heard about it! Which is driving me […]
Everyone wants to trim their budget and save more money, but how exactly do you do it? Saving money can be extremely difficult, but if you can slow your spending you’ll find your savings rate will drastically increase!
The personal finance world is an amazing place to learn how to save money and work toward financial independence, but income isn’t discussed enough. At the end of the day, you can save all you want, but your income matters… It matters a whole hell of a lot.