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Category: Debt (page 1 of 4)

How to Stop Spending Money Like a Fool – 5 Easy Steps!

how to stop spending money

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A massive part of becoming debt free is controlling your spending habits.  It’s easy to say, but incredibly difficult to actually do.

Back when we were in debt, spending money without thought was normal.  We bought what we wanted, regardless of whether we could afford it or not.  Spending money thoughtlessly was intertwined into our DNA. Continue reading

Emergency Fund: How Much Should You Save While In Debt

How big should your emergency fund be while you're in debt

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There’s something incredibly disconcerting about completing a zero-based budget and then sending all of your extra cash towards your debt.

It’s not that repaying debt is uncomfortable.  It’s the fact that you’re not saving money anymore.  Even though you’re making incredible financial progress, every time you purge your bank account in the name of debt payments…it feels like you jumped out of a plane without a parachute. Continue reading

Get Out of Debt: 7 Keys to Stop Thinking About It & Just Do It!

how to jump start your debt free pay off plan

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It’s guest post Friday!!  Today, I’m excited to have a post from My Best Friend The Money Guy.   Dale shares the necessary steps to stop planning and start doing!  As someone who suffers from “paralysis by analysis” this post would have been extremely helpful when we first started our debt free journey!

Dale is a California native with a passion to help others conquer the personal finance game and become debt free.  Dale is going to detail the steps needed to not only start your debt free journey, but to crush it! Continue reading

What Do You Do After You Pay Off Your Student Loans

what comes after paying off your student loans

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I’m really excited to have a guest post from The Frugal Wallet.  I’ve been following their story for sometime and when they reached out to me about a potential guest post, I was beyond excited to learn what happens once you pay off your student loans.

When Mollie and Lejla  look in their rear view mirror, they see tremendous debt. $130k of student loans, 5 figure consumer credit debt, and a mortgage that would make some cry. The realization that life was passing them by without spending time doing what they wanted to do, rather than what they NEEDED to do was enough to spark a change. Continue reading

Why Your Debt Snowball Failed and How to Fix It Fast

did your debt snowball fail

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Starting and completing the debt snowball are wildly different things.  A lot of people start their debt free journey with enthusiasm, and most end up wondering why their debt snowball failed…

They are left confused, angry, and defeated.  If you find yourself in that situation, you need to not only read this page…you need to book mark it. Continue reading

10 Steps To Get Out Of Debt Fast

coffee and chocolate candy on a white table

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I’m excited to have a great guest post today from Dr. Breathe Easy! Dr. Breathe Easy is a pulmonary and critical care physician… and also a great debt slayer.

I’ve been fortunate to get to know him over the past few months and I couldn’t wait until he had time to send a post my way.

Dr. Breathe Easy is going to show you how to get out of debt, FAST!!  You’ll want to book mark this page and get ready to tackle that financial cancer you’ve been carrying for far too long… Continue reading

How to Quickly Pay Off Your Student Loans

pink desk white keyboard notepad

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Student loan debt has become a crisis… 44 million American’s carry the burden of over 1.4 trillion dollars You’re not alone in this fight, but you’re going to get out… quickly.

After leaving college you’re shoved out into the world with little knowledge or preparation on how to pay off your student loans quickly… Continue reading

Debt Free Valentine’s Day Gifts That Don’t Suck

Debt free valentine's day gift ideas

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Valentine’s Day has a habit of carrying a hefty price tag.  The worst part of Valentine’s Day is the debt that is accrued in the name of love!

A debt-free Valentine’s Day can be fun and cost effective.  Don’t fall for the sales pitches that every kiss begins with debt, or that you need to bring home a Range Rover with a 10 foot ribbon on top.  Seriously, who brings home a new vehicle as a gift?? Continue reading

Saying NO Is The Key To Debt Freedom

Saying NO is the secret to financial freedom

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Saying NO to a friend or family member can feel like a high wire exercise.  Will drawing a line in the sand break the relationship, or cause long lasting hurt feelings?

We cloak our fear with friendship and begrudgingly agree to do a lot of shit that is detrimental to our financial health.

Why do we do this?  Why can’t we say NO when we know that the key to debt freedom is declining these “opportunities”? Continue reading

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