There aren’t many times that I look back and realize I missed an opportunity to save money or make some extra money, but today was one of those days. In February of 2018, PayPal offered a gamed called “PayPal Moola Mania”, and sadly… many people (myself included) never heard about it! Which is driving me […]
Everyone wants to trim their budget and save more money, but how exactly do you do it? Saving money can be extremely difficult, but if you can slow your spending you’ll find your savings rate will drastically increase!
The personal finance world is an amazing place to learn how to save money and work toward financial independence, but income isn’t discussed enough. At the end of the day, you can save all you want, but your income matters… It matters a whole hell of a lot.
Follow my blog with Bloglovin 80% of Americans are struggling to find a way to stop living paycheck to paycheck. Are you one of them? Struggling to make ends meet, worrying about upcoming expenses, and living a life of financial fear?
Sinking fund? What the heck is a sinking fund? It sounds sorta scary, right? Well, a sinking fund is a long-term saving strategy to prepare you for an upcoming purchase or expense. If a sinking fund is a new concept to you, fear not… it’s not an overly common concept to many.
Buying a car vs leasing is a challenging question. Making the wrong decision could cost you thousands of dollars and years of financial stress. Don’t let the stress of this decision ruin the process of buying a car! It’s certainly an exciting time, and who doesn’t love leaving the dealership in a shiny, fresh car? […]
Tax time is a stressful time of year. Everyday, new tax documents fill your mailbox or inbox and you’re forced to interact with financial professionals who will dig into your life looking for the best way to help you. Getting a tax refund is often viewed as a win, but in all honesty… it’s a […]
A massive part of becoming debt free is controlling your spending habits. It’s easy to say, but incredibly difficult to actually do. Back when we were in debt, spending money without thought was normal. We bought what we wanted, regardless of whether we could afford it or not. Spending money thoughtlessly was intertwined into our […]
Valentine’s Day has a habit of carrying a hefty price tag. The worst part of Valentine’s Day is the debt that is accrued in the name of love! A debt-free Valentine’s Day can be fun and cost effective. Don’t fall for the sales pitches that every kiss begins with debt, or that you need to […]
Saying NO to a friend or family member can feel like a high wire exercise. Will drawing a line in the sand break the relationship, or cause long lasting hurt feelings? We cloak our fear with friendship and begrudgingly agree to do a lot of shit that is detrimental to our financial health. Why do […]