Budgeting Money

100 Money Quotes to Keep You Wildly Motivated

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100 money quotes

Whether you’re chasing debt freedom, financial freedom, or just looking to start your first budget… you’re going to need long lasting motivation and discipline to stay the course. Money quotes have always been a great source of motivation for me as we navigated our debt free journey, and now I still find myself reading quotes […]

Budgeting Money

Disadvantages of Budgeting: Fact or Fiction

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disadvantages of budgeting

The personal finance community rarely discusses the disadvantages of budgeting. Most likely, a conversation around budgeting will only include an emphatic rundown of the benefits. A budgeting conversation will be filled with phrases like “it can change your life” or ” you’re not taking your finances seriously if you’re not budgeting.” What will be left […]

Budgeting Money

15 Amazing Benefits of Budgeting

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15 benefits of budgeting

If you’re new to the world of personal finance, you may not know the benefits of budgeting.  Budgeting is one of the most important financial tools available to you. The benefits of budgeting are vast.  Although, if you bring up budgeting to most people, they will roll their eyes and sign in disgust. Unfortunately, budgeting […]

Avoiding Debt

Sinking Fund:  What, Why, How?

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Sinking fund?  What the heck is a sinking fund?  It sounds sorta scary, right?  Well, a sinking fund is a long-term saving strategy to prepare you for an upcoming purchase or expense. If a sinking fund is a new concept to you, fear not… it’s not an overly common concept to many.

Making Money

Did You Miss PayPal Moola Mania

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There aren’t many times that I look back and realize I missed an opportunity to save money or make some extra money, but today was one of those days. In February of 2018, PayPal offered a gamed called “PayPal Moola Mania”, and sadly… many people (myself included) never heard about it! Which is driving me […]