Everyone wants to trim their budget and save more money, but how exactly do you do it? Saving money can be extremely difficult, but if you can slow your spending you’ll find your savings rate will drastically increase!
The personal finance world is an amazing place to learn how to save money and work toward financial independence, but income isn’t discussed enough. At the end of the day, you can save all you want, but your income matters… It matters a whole hell of a lot.
Buying a car vs leasing is a challenging question. Making the wrong decision could cost you thousands of dollars and years of financial stress. Don’t let the stress of this decision ruin the process of buying a car! It’s certainly an exciting time, and who doesn’t love leaving the dealership in a shiny, fresh car? […]
Tax time is a stressful time of year. Everyday, new tax documents fill your mailbox or inbox and you’re forced to interact with financial professionals who will dig into your life looking for the best way to help you. Getting a tax refund is often viewed as a win, but in all honesty… it’s a […]
A massive part of becoming debt free is controlling your spending habits. It’s easy to say, but incredibly difficult to actually do. Back when we were in debt, spending money without thought was normal. We bought what we wanted, regardless of whether we could afford it or not. Spending money thoughtlessly was intertwined into our […]
Valentine’s Day has a habit of carrying a hefty price tag. The worst part of Valentine’s Day is the debt that is accrued in the name of love! A debt-free Valentine’s Day can be fun and cost effective. Don’t fall for the sales pitches that every kiss begins with debt, or that you need to […]
Saying NO to a friend or family member can feel like a high wire exercise. Will drawing a line in the sand break the relationship, or cause long lasting hurt feelings? We cloak our fear with friendship and begrudgingly agree to do a lot of shit that is detrimental to our financial health. Why do […]
The 50/30/20 budget plan is incredibly common. You can’t search budget on Pinterest and not stumble upon a handful of pins touting its effectiveness. If you blindly followed the masses you’d be swooned by the ease the 50/30/20 budget plan touts. Does the fact it’s easy to use make it perfect?
Who wants to talk about budgeting for beginners?! (crowd boos) Yea, yea… I know. Budgeting gets a bad rap. It didn’t do anything wrong… people just tend to associate budgeting with a life of misery and deprivation.
We’ve entered a bear market… Investment portfolios are crumbling like your fitness resolutions on January 12th. Every news channel is projecting certain economic doom for the country. You’re financial life is evaporating before your eyes… or so it seems. We haven’t seen times like this since 2008, and it seems a bear market can be […]