D€bt & Cupcake$


Category: Debt Free Lifestyle (page 1 of 2)

How to Stop Spending Money Like a Fool – 5 Easy Steps!

how to stop spending money


A massive part of becoming debt free is controlling your spending habits.  It’s easy to say, but incredibly difficult to actually do.

Back when we were in debt, spending money without thought was normal.  We bought what we wanted, regardless of whether we could afford it or not.  Spending money thoughtlessly was intertwined into our DNA. Continue reading

Debt Free Valentine’s Day Gifts That Don’t Suck

Debt free valentine's day gift ideas


Valentine’s Day has a habit of carrying a hefty price tag.  The worst part of Valentine’s Day is the debt that is accrued in the name of love!

A debt-free Valentine’s Day can be fun and cost effective.  Don’t fall for the sales pitches that every kiss begins with debt, or that you need to bring home a Range Rover with a 10 foot ribbon on top.  Seriously, who brings home a new vehicle as a gift?? Continue reading

Saying NO Is The Key To Debt Freedom

Saying NO is the secret to financial freedom


Saying NO to a friend or family member can feel like a high wire exercise.  Will drawing a line in the sand break the relationship, or cause long lasting hurt feelings?

We cloak our fear with friendship and begrudgingly agree to do a lot of shit that is detrimental to our financial health.

Why do we do this?  Why can’t we say NO when we know that the key to debt freedom is declining these “opportunities”? Continue reading

How To Quickly and Frugally Decorate Your Home!

white couch with pink pillow and white pillow


I remember how exciting it was when my wife and I bought our first home.  Walking into that old farm house was overwhelming.  How will we ever fill this place up?

As we moved in it became readily apparent that we didn’t have nearly enough time, money or furniture to fill this house.  The need to frugally decorate became our reality. Continue reading

10 Best Frugal New Years Eve Extravaganza Ideas

10 frugal new years eve party ideas


This post contains Amazon Affiliate links

Planning a frugal New Year’s Eve party can be stressful, but it doesn’t have to be!  The big day is rapidly approaching and your time to plan is diminishing… rapidly!

A frugal New Year’s Eve party is the best kept secret…even your friends coming to the party won’t know it’s a frugal extravaganza! Continue reading

Keeping Up With The Joneses Is Destroying Your Life

Keeping up with the joneses is a money disaster

Don’t forget to PIN this!

Recently at work, one of my coworkers approached me about her finances.  She started talking about how her husband’s 401k had been taking a beating.

I laughed and said “Yea”…we’ve been trying to not pay attention to the market because we recently started to invest a lot post tax and it sucks knowing you’re losing money temporarily.

Out of the blue, she comes back with, “How much do you invest each month, WAIT… that was rude.”  I literally laughed out loud and said, “No, no it’s ok… I actually love talking about this stuff”. Continue reading

How To Become A Debt Slaying Super Robot


debt free super robot

So, you’re in debt… You want to get outta debt, but you don’t know where to start…

I hear you… I was once there a few years ago, and I felt hopeless.

What I came to learn was that getting out of debt isn’t really that hard.  Making the long lasting lifestyle changes is the real challenge.

If you’re serious about kicking debt to the curb, then you need to turn into a… (dramatic music)

Debt Slaying Super Robot from the Future Continue reading

Dogs and Debt Are a Terrible Combo


We don’t have any human kids, and we treat our dogs like our babies.  If you find that weird or annoying, that’s cool.  I’d probably think your human kids were annoying… So… Continue reading

Overlooked Money Leaks That Can Steal Your Cash

Stop Losing Money Every Month

Don’t forget to PIN this!

Money leaks are silent, ninja like assassins of your pay check.  Slowly sucking you dry, leaving you in a state of financial bewilderment.  Where did our money go?  We haven’t bought anything! Continue reading

How to Talk Money with Your Honey

how to talk about money with your spouse

Don’t forget to PIN this!

It’s a pretty common story to hear that one person in a household is the saver, and one is the spender.

Or, one person is trying really hard to get control of their family’s money, and the other person is out there just blindly buying crap because…“you can’t take it with ya”. Continue reading

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