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Category: How to Pay Off Debt (page 1 of 2)

Emergency Fund: How Much Should You Save While In Debt

How big should your emergency fund be while you're in debt

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There’s something incredibly disconcerting about completing a zero-based budget and then sending all of your extra cash towards your debt.

It’s not that repaying debt is uncomfortable.  It’s the fact that you’re not saving money anymore.  Even though you’re making incredible financial progress, every time you purge your bank account in the name of debt payments…it feels like you jumped out of a plane without a parachute. Continue reading

Get Out of Debt: 7 Keys to Stop Thinking About It & Just Do It!

how to jump start your debt free pay off plan

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It’s guest post Friday!!  Today, I’m excited to have a post from My Best Friend The Money Guy.   Dale shares the necessary steps to stop planning and start doing!  As someone who suffers from “paralysis by analysis” this post would have been extremely helpful when we first started our debt free journey!

Dale is a California native with a passion to help others conquer the personal finance game and become debt free.  Dale is going to detail the steps needed to not only start your debt free journey, but to crush it! Continue reading

Why Your Debt Snowball Failed and How to Fix It Fast

did your debt snowball fail

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Starting and completing the debt snowball are wildly different things.  A lot of people start their debt free journey with enthusiasm, and most end up wondering why their debt snowball failed…

They are left confused, angry, and defeated.  If you find yourself in that situation, you need to not only read this page…you need to book mark it. Continue reading

10 Steps To Get Out Of Debt Fast

coffee and chocolate candy on a white table

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I’m excited to have a great guest post today from Dr. Breathe Easy! Dr. Breathe Easy is a pulmonary and critical care physician… and also a great debt slayer.

I’ve been fortunate to get to know him over the past few months and I couldn’t wait until he had time to send a post my way.

Dr. Breathe Easy is going to show you how to get out of debt, FAST!!  You’ll want to book mark this page and get ready to tackle that financial cancer you’ve been carrying for far too long… Continue reading

Saying NO Is The Key To Debt Freedom

Saying NO is the secret to financial freedom

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Saying NO to a friend or family member can feel like a high wire exercise.  Will drawing a line in the sand break the relationship, or cause long lasting hurt feelings?

We cloak our fear with friendship and begrudgingly agree to do a lot of shit that is detrimental to our financial health.

Why do we do this?  Why can’t we say NO when we know that the key to debt freedom is declining these “opportunities”? Continue reading

3 Financial Fasting Challenges To Help You Become Debt Free

stop sign

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Financial fasting or “no spend’ challenges are popping up all over social media.  From what I hear… all the cool kids are going days or even weeks without spending any money!  Whhaaattt??

Financial fasting isn’t a new concept.  If anything, the ridiculous spending habits we’ve developed have replaced the financially intelligent spending that our ancestors considered to be normal. Continue reading

Dave Ramsey’s Baby Steps and How to Make Them Perfect

Dave Ramsey's Baby Steps why they aren't perfect

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Dave Ramsey’s Baby Steps are synonymous with debt freedom.  The popularity is both earned and warranted by Dave himself.

Mr. Ramsey has branded himself well and, to his credit, has helped millions get their financial shit in order.

I love the motivation he exudes, but I loathe the strict program he keeps his “fans” on.  Without options, most quit. Continue reading

How To Become A Debt Slaying Super Robot

 

debt free super robot

So, you’re in debt… You want to get outta debt, but you don’t know where to start…

I hear you… I was once there a few years ago, and I felt hopeless.

What I came to learn was that getting out of debt isn’t really that hard.  Making the long lasting lifestyle changes is the real challenge.

If you’re serious about kicking debt to the curb, then you need to turn into a… (dramatic music)

Debt Slaying Super Robot from the Future Continue reading

The 5 BEST Books to Help You Get Out of Debt

The 5 Best Personal Finance Books to Gift this Christmas

(Affiliate links included in this post)

The holiday season is upon us.  Food, friends, family and GIFTS!  Spending an exuberant amount on holiday gifts was the norm in my house as a child.

That habit followed me into adulthood.  I’d wildly overspend on gifts and end up with a financial hangover that’d last for months into the New Year. Continue reading

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