D€bt & Cupcake$

FOOD | LIFE | MONEY

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Christmas: How to spend $0 and be happy

Christmas

Ah, Christmas…  Who doesn’t love the holiday season?  As a kid I remember struggling to sleep on Christmas Eve, staring at the clock all night… waiting for a moderately appropriate time to sneak downstairs to see how many gifts were under the tree. Continue reading

How to Make Homemade Shrimp Tempura Sushi

shrimp tempura sushi

Who doesn’t love sushi?!  Personally, I used to be disgusted at the thought of sushi.  Luckily, I tried it and instantly fell in love!! Continue reading

How to Pursue Financial Freedom in a Healthy Way

smiles

“You become what you think about all day long.”

– Ralph Waldo Emerson

This little financial blog turned 1 month old this week.  Sitting down and writing two posts per week has afford me the opportunity to do a ton of soul searching.

I didn’t expect to do so much self-reflection but, it’s been a pleasant side-effect to allowing my creative brain to function again. Continue reading

This is What Crushing $109,000 of Debt Looks Like

money

I’ve noticed that people tend to glorify their debt-free journey.  Making it seem like a good time, I even saw a post relating it to visiting Disney.

Well, now that I think about it… paying off debt is exactly like a trip to Disney.  It’s filled with sweaty, angry adults trying to manage situations they wildly regret getting themselves into. Continue reading

Sadness: How To Prevent It From Stealing Your Money

He's sad, I'm sad, Let's buy some stuff!

Some days I’m just sad… Holy shit, I said it!  As a 33 year old man, I’ve spent the vast majority of my life hiding my emotions from the world. Continue reading

College: Is It Worth Being Crushed By Enormous Debt

As I was getting close to graduating from high school I remember getting peppered with questions about college and my future.

Where are you going to college?  What are you going to major in?  You don’t know what you’re going to do for the next 40 years?

As I failed to confidently answer each question the looks became more and more condescending.  Holy shit, Aunt Debbie… back off! Continue reading

September Net-Worth Update

September Net-Worth Update

Woo, August was a great month!  We hit a few milestones and our net-worth continued to grow.  Nothing to complain about there!  Time to recap! Continue reading

The Simple Way We Saved a Ton of Money

 

It wasn’t long ago that I thought the only way to have more money was to beat the game that is corporate America.  I figured my life would just have to improve on an annual basis.  That’s assuming that I earned and received a raise that at least matched the current inflation rate.  Continue reading

Being Frugal Changed My Life

Recently, I was sitting around a fire drinking a beer with one of my best friends and the topic of early retirement fueled by a frugal lifestyle came up.  He doesn’t know this blog exists, and he doesn’t know that my wife and I are on this bad-ass journey.  Continue reading

Debt-Free After 5 Life Changes

Our Debt-Free Facts

The cold hard truth is that to become debt-free, it’s going to require life changes… There’s no way around it.  Our habits and life decisions created debt and we had to change those habits in order to become debt-free.  Continue reading

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