D€bt & Cupcake$

FOOD | LIFE | MONEY

Tag: debt free living

Emergency Fund: How Much Should You Save While In Debt

How big should your emergency fund be while you're in debt

PIN THIS TO PINTEREST!!

There’s something incredibly disconcerting about completing a zero-based budget and then sending all of your extra cash towards your debt.

It’s not that repaying debt is uncomfortable.  It’s the fact that you’re not saving money anymore.  Even though you’re making incredible financial progress, every time you purge your bank account in the name of debt payments…it feels like you jumped out of a plane without a parachute. Continue reading

Get Out of Debt: 7 Keys to Stop Thinking About It & Just Do It!

how to jump start your debt free pay off plan

PIN THIS TO PINTEREST!!

It’s guest post Friday!!  Today, I’m excited to have a post from My Best Friend The Money Guy.   Dale shares the necessary steps to stop planning and start doing!  As someone who suffers from “paralysis by analysis” this post would have been extremely helpful when we first started our debt free journey!

Dale is a California native with a passion to help others conquer the personal finance game and become debt free.  Dale is going to detail the steps needed to not only start your debt free journey, but to crush it! Continue reading

What Do You Do After You Pay Off Your Student Loans

what comes after paying off your student loans

PIN THIS TO PINTEREST

I’m really excited to have a guest post from The Frugal Wallet.  I’ve been following their story for sometime and when they reached out to me about a potential guest post, I was beyond excited to learn what happens once you pay off your student loans.

When Mollie and Lejla  look in their rear view mirror, they see tremendous debt. $130k of student loans, 5 figure consumer credit debt, and a mortgage that would make some cry. The realization that life was passing them by without spending time doing what they wanted to do, rather than what they NEEDED to do was enough to spark a change. Continue reading

3 Financial Fasting Challenges To Help You Become Debt Free

stop sign

PIN THIS TO PINTEREST

Financial fasting or “no spend’ challenges are popping up all over social media.  From what I hear… all the cool kids are going days or even weeks without spending any money!  Whhaaattt??

Financial fasting isn’t a new concept.  If anything, the ridiculous spending habits we’ve developed have replaced the financially intelligent spending that our ancestors considered to be normal. Continue reading

Dave Ramsey’s Baby Steps and How to Make Them Perfect

Dave Ramsey's Baby Steps why they aren't perfect

PIN THIS!!

Dave Ramsey’s Baby Steps are synonymous with debt freedom.  The popularity is both earned and warranted by Dave himself.

Mr. Ramsey has branded himself well and, to his credit, has helped millions get their financial shit in order.

I love the motivation he exudes, but I loathe the strict program he keeps his “fans” on.  Without options, most quit. Continue reading

© 2019 D€bt & Cupcake$

Theme by Anders NorenUp ↑