There’s something incredibly disconcerting about completing a zero-based budget and then sending all of your extra cash towards your debt.
It’s not that repaying debt is uncomfortable. It’s the fact that you’re not saving money anymore. Even though you’re making incredible financial progress, every time you purge your bank account in the name of debt payments…it feels like you jumped out of a plane without a parachute. Continue reading
It’s guest post Friday!! Today, I’m excited to have a post fromMy Best Friend The Money Guy. Dale shares the necessary steps to stop planning and start doing! As someone who suffers from “paralysis by analysis” this post would have been extremely helpful when we first started our debt free journey!
Dale is a California native with a passion to help others conquer the personal finance game and become debt free. Dale is going to detail the steps needed to not only start your debt free journey, but to crush it! Continue reading
If you find yourself deeply in debt, struggling to make payments, or tired of enduring the tedious nature of the debt repayment process, an early 401k withdrawal appears to be an incredibly appealing option.
You may think that dipping into your 401k early is the solution to your problems and you’ll rationalize how this move will fast track your financial success. Continue reading
I’m really excited to have a guest post fromThe Frugal Wallet. I’ve been following their story for sometime and when they reached out to me about a potential guest post, I was beyond excited to learn what happens once you pay off your student loans.
When Mollie and Lejla look in their rear view mirror, they see tremendous debt. $130k of student loans, 5 figure consumer credit debt, and a mortgage that would make some cry. The realization that life was passing them by without spending time doing what they wanted to do, rather than what they NEEDED to do was enough to spark a change. Continue reading
Financial fasting or “no spend’ challenges are popping up all over social media. From what I hear… all the cool kids are going days or even weeks without spending any money! Whhaaattt??
Financial fasting isn’t a new concept. If anything, the ridiculous spending habits we’ve developed have replaced the financially intelligent spending that our ancestors considered to be normal. Continue reading
Dave Ramsey’s Baby Steps are synonymous with debt freedom. The popularity is both earned and warranted by Dave himself.
Mr. Ramsey has branded himself well and, to his credit, has helped millions get their financial shit in order.
I love the motivation he exudes, but I loathe the strict program he keeps his “fans” on. Without options, most quit. Continue reading
All information provided on this site is for informational purposes only and does not constitute professional financial advice. You should talk to a professional financial planner if you need help with your finance. I’m just out here trying to live my best life!