Travel hacking is something that’s always sparked my interest, but I’ve never felt confident enough to try and pull it off. After paying off all of our consumer debt, we canceled our credit cards and vowed to never use them again. Then I started reading about travel hacking. I began to wonder… is this really […]
Everyone wants to trim their budget and save more money, but how exactly do you do it? Saving money can be extremely difficult, but if you can slow your spending you’ll find your savings rate will drastically increase!
Tax time is a stressful time of year. Everyday, new tax documents fill your mailbox or inbox and you’re forced to interact with financial professionals who will dig into your life looking for the best way to help you. Getting a tax refund is often viewed as a win, but in all honesty… it’s a […]
There’s something incredibly disconcerting about completing a zero-based budget and then sending all of your extra cash towards your debt. It’s not that repaying debt is uncomfortable. It’s the fact that you’re not saving money anymore. Even though you’re making incredible financial progress, every time you purge your bank account in the name of debt […]
Recently, I was sitting around a fire drinking a beer with my best friend and the topic of early retirement fueled by a frugal lifestyle came up. He doesn’t know this blog exists, and he doesn’t know that my wife and I are on this bad-ass journey.