Back in 2018 I attempted to cancel our cable, but I fell victim to a stellar… ok, an average salesman. Anyway, I was convinced that over a 50% reduction in price was simply too sweet to pass up. We were then locked into a new rate for a year, and that year has finally come […]
Recently, I was sitting around a fire drinking a beer with my best friend and the topic of early retirement fueled by a frugal lifestyle came up. He doesn’t know this blog exists, and he doesn’t know that my wife and I are on this bad-ass journey. I was testing the waters and began to talk […]
If you’re new to the world of personal finance, you may not know the benefits of budgeting. Budgeting is one of the most important financial tools available to you. The benefits of budgeting are vast. Although, if you bring up budgeting to most people, they will roll their eyes and sign in disgust. Unfortunately, budgeting […]
Travel hacking is something that’s always sparked my interest, but I’ve never felt confident enough to try and pull it off. After paying off all of our consumer debt, we canceled our credit cards and vowed to never use them again. Then I started reading about travel hacking. I began to wonder… is this really […]
There aren’t many times that I look back and realize I missed an opportunity to save money or make some extra money, but today was one of those days. In February of 2018, PayPal offered a gamed called “PayPal Moola Mania”, and sadly… many people (myself included) never heard about it! Which is driving me […]
Everyone wants to trim their budget and save more money, but how exactly do you do it? Saving money can be extremely difficult, but if you can slow your spending you’ll find your savings rate will drastically increase!
Tax time is a stressful time of year. Everyday, new tax documents fill your mailbox or inbox and you’re forced to interact with financial professionals who will dig into your life looking for the best way to help you. Getting a tax refund is often viewed as a win, but in all honesty… it’s a […]
There’s something incredibly disconcerting about completing a zero-based budget and then sending all of your extra cash towards your debt. It’s not that repaying debt is uncomfortable. It’s the fact that you’re not saving money anymore. Even though you’re making incredible financial progress, every time you purge your bank account in the name of debt […]